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Features of our QDRO Form for Pensions Not Yet in Pay Status:


The QDRO for Pensions Not in Pay Status is an easy-to-use sample QDRO form that, in most cases, contains all of the language and provisions needed to protect the rights of an Alternate Payee. The phrase “Not Yet in Pay Status” means that the Participant has not yet retired. 

The template’s features include:

  • Provides for division of plan benefits using the “Separate Interest Approach,” which is the most favorable method for the Alternate Beneficiary.  With that approach, the Alternate Beneficiary can control when he or she begins to receive payments.  The form also contains sample language if you wish to use the alternative, “Shared Interest Approach.”

  • Provides for division of Supplemental Benefits, such as those which are paid for early retirement.

  • Provides for increases to the Alternate Payee in the event that a cost-of-living adjustment is made by the Plan;

  • Provides that the Alternate Payee is to be treated as “spouse” for purposes of obtaining all of the Plan benefits;

  • Includes a reservation of jurisdiction clause to ensure that the Court may correct the order if required for qualification.

  • Is in MSWord format, for easy editing.
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